Premier Home Mortgage & Finance, Inc. | Mortgage Services

Premier Home Mortgage & Finance is locally owned and operated by Rita Pennell. We have been in business since December 1999. Serving the residential lending market is our only business. And, it’s a business we have worked hard to perfect.  Whether in the market as a first time home buyer, looking for a second home, investment property, or refinancing your current home, Premier Home Mortgage will guide you through the mortgage process every step of the way to ensure you are getting the mortgage that is a perfect fit for you.

Premier Home Mortgage has built a reputation on customer satisfaction and referrals.  We strive to exceed our borrower’s expectations for service and quality.  We do this because your trust is the most valuable thing we will ever earn.

We are very excited that we have recently been approved to offer FHA loans.  This just adds more options to our wide array of conventional mortgage products.  One of our very favorite loan programs for home purchases offers 100% financing and in many cases you can even finance in the closing costs.

This program allows for lower credit scores than conventional loans and you don’t have private mortgage insurance even though you are financing 100% of the cost of the home being purchased.  If you are in the market to purchase your primary residence you need to call us today and ask about this awesome program.